Budget Basics Work Sheet
The first step in getting yourself
in financial shape to buy a home is to know what you make and what you
spend now. List your income and expenses below.
|
Income
|
|
| Take-Home Pay/All Family Members |
|
| Child
Support/Alimony |
|
| Pension/Social Security |
|
| Disability/Other
Insurance |
|
| Interest/Dividends |
|
| Other |
|
| Total
Income |
|
|
Expenses
|
|
| Rent/Mortgage |
|
| Life
Insurance |
|
| Health/Disability Insurance |
|
| Vehicle
Insurance |
|
| Homeowners or Other Insurance |
|
| Car
Payments |
|
| Other Loan Payments |
|
| Savings/Pension
Contribution |
|
| Utilities |
|
| Credit
Card Payments |
|
| Car Upkeep |
|
| Clothing |
|
| Personal
Care Products |
|
| Groceries |
|
| Food
Prepared Outside the Home |
|
| Medical/Dental/Prescriptions |
|
| Household
Goods |
|
| Recreation/Entertainment |
|
| Child
Care |
|
| Education |
|
| Charitable
Donations |
|
| Miscellaneous |
|
|
Total
Expenses=
|
|
|
Remaining Income
After Expenses=
|
|